Description :

Job Title: Loan Officer

Experience - 2-5 years

Location - New Delhi

Key Responsibilities:

Client Consultation:

Meet with clients to discuss their financial needs and goals.

Gather and analyze financial information to determine eligibility for loans.

Loan Evaluation:

Review loan applications and supporting documents for accuracy and completeness.

Assess credit reports, income statements, and other financial data to evaluate risk.

Product Knowledge:

Stay informed about various loan products, interest rates, and market trends.

Recommend appropriate loan options based on client needs and financial situations.

Application Processing:

Assist clients in completing loan applications and ensure all necessary documentation is submitted.

Coordinate with underwriters and other financial institutions to facilitate the loan approval process.

Regulatory Compliance:

Ensure all loan transactions comply with federal, state, and local regulations.

Maintain up-to-date knowledge of lending laws and industry standards.

Customer Service:

Provide exceptional service to clients throughout the loan process, addressing any questions or concerns.

Follow up with clients post-approval to ensure satisfaction and encourage referrals.

Networking and Business Development:

Build and maintain relationships with real estate agents, financial advisors, and other referral sources.

Participate in community events and networking opportunities to promote loan services.

Reporting and Documentation:

Maintain accurate records of loan applications, approvals, and denials.

Prepare reports on loan performance and client feedback for management review