Description :
Job Title: Credit Risk Manager
Experience : 3-8years
Location : New Delhi
Key Responsibilities:
Develop and maintain credit risk management frameworks, models, and scorecards.
Conduct risk assessments and financial analyses of new and existing clients.
Monitor credit exposures and analyze delinquency, default, and recovery trends.
Recommend credit limits and assess the adequacy of credit reserves.
Prepare detailed risk reports and present insights to senior management.
Review and update credit policies, ensuring compliance with regulatory guidelines.
Collaborate with credit underwriting, collections, and finance teams.
Perform stress testing and scenario analysis to evaluate potential portfolio impact.
Evaluate and enhance credit approval processes for efficiency and control.
Stay updated with industry trends, economic indicators, and regulatory changes.
Prakhar Softwares Solutions is a CMMI Level 3 , ISO 9001:2015, ISO 27001:2013 certified company dealing in multiple projects including software development, Staffing Management, Recruitment Process Outsourcing, E-governance. We have 10 offices across India and working for various e-governance projects of National Importance.
